Organizations at one time or another may suffer pecuniary loss as a result of fraudulent activities by employees. An organization that is ill-prepared for fraudulent maneuvers perpetrated by insiders may find itself reeling from unwarranted litigation, loss of clients, and liquidation.

Fidelity Guarantee Insurance provides insurance against direct financial loss to companies arising out of the dishonesty of their employees. It guarantees that if the employer suffers any direct financial loss arising from the employee by reason of any act of forgery and/or fraud and/or dishonesty of monies and/or goods of the employer on the part of the employee.

The insurance company indemnifies the said loss to the employer within the limitations prescribed by the contract.